Sabtu, 04 September 2010

Everything But Nice Everything But Nice auto insurance premiums

I would not refer anyone to go to this insurance. They are nothing but rude and don't even care to help you. My windshield on my car got completely shattered but it's still in tact. They questioned everything just because my last name is not the same as my stepfather and mom. They instantly closed my claim and said they won't cover it.

They were also quoting me around 400 bucks to have it fixed. When I started making calls it really only cost around 200.

Kamis, 10 Juni 2010

Auto Insurance Savers and Riders

By Meha Ahmad, InsuranceAgents.com Staff Writer

Everyone is looking for a way to reduce their bills, particularly their auto insurance premium. Now is the time when every little bit of savings counts. There are the more well-known ways to save on auto insurance-increasing the deductible, living in a safe neighborhood, keeping a clean driving record-but if there's one thing consumers have learned from the recent economic times, it's that there is always more ways to save.

A quick and easy way to save on auto insurance is to compare free auto insurance quotes.

Here are a few lesser known ways to save on auto insurance:

1. Owning a garage - Did you know just owning a garage can save you money on your auto insurance? Cars kept in garages are much less likely to be stolen, vandalized or damaged. Ask your auto insurance agent about a premium reduction for owning a garage.
2. Low profile car - Statistically, ostentatious vehicles (convertibles, sports cars, etc.) are more likely to draw the attention of burglars, and more likely to inspire the driver to drive recklessly.
3. Not smoking - If a driver is too busy smoking or trying to light their cigarette to keep their full attention on the road, they are putting themselves at a higher risk of getting into an accident. Also, a lit cigarette may result in a fire and damage to your car. That's why auto insurance companies typically charge smokers more for auto insurance than nonsmokers.
4. Car pooling - Car poolers get some pretty sweet deals on auto insurance. They are able to take advantage of low mileage discounts many auto insurance companies offer to clients. The lower their average number of miles a year, the less they will pay for auto insurance.
5. What you do for a living - Auto insurance companies have found a correlation between a driver's risk and occupation. Typically, the more stressful a person's job is known to be, the higher the risk they are, thus increasing their auto insurance rates.
6. Marital status - Yes, your marital status does affect your auto insurance rates. Many insurance companies argue that statistics show that unmarried individuals are more likely to get into an accident than married ones. Single, divorced and even widowed drivers could end up paying more for auto insurance.
7. Working from home and/or stay-at-home moms - Drivers who don't need to commute to work are often given lower auto insurance rates. They are considered less of an auto insurance risk since their road time is considerably reduced.

Be sure to talk to your auto insurance agent about what discounts you are eligible for. Remember, every little bit of saving helps and can add up to significant pile of savings at the end of the year.

Rabu, 14 April 2010

Driving Tips For Fuel Economy

Save on diesel and Petrol

Driving at a high speed uses more fuel and causes pollution,
slow down and take it easy.

1. Avoid excess weight - Unnecessary weight in your car can save you money on fuel.
2. Take off roof or bike racks if it isn’t needed and save 20%-40%.
3. Keep the boot of your car empty and save a further 4-5% the heavier the car means a higher fuel bill.
4. Use the right gear - Avoid over ravving the engine or accelerating and braking too hard and try sticking with the appropriate gear.
5. Avoid high speeds the faster you drive the more wind resistance you will encounter and the more fuel your car will consume to maintain speed.
6. Racing the engine too low, or to high will burn more fuel.
7. Driving just five mph over the speed limit can effect your fuel by 23 per cent
8. Service your car - Service your car regularly, and change the oil a serviced car will have good wheel alignment and well adjusted brakes which will reduce your fuel consumption. A well tuned engine can improve fuel economy by four per cent.
9. Inflated Tyres - Check your tyres on a regular basis to insure they are properly inflated. Under inflated tyres can add to your fuel bill.
10. Easy Driving - When starting your car drive off gently, stick to the speed limit and drive smoothly, aggressive driving can use up to a third more in fuel.
11. Air Conditioning – Air-conditioning uses additional fuel when operating, try to limit use for hot weather. Try to use the fan instead.
12. Use your handbrake – When stopping your car on a slope instead of disengaging the clutch or using the accelerator to keep your car from rolling, use your handbrake this will save fuel.

Minggu, 11 April 2010

Request a Free Classic Car Insurance Quote

Your Classic Car Deserves the Best Classic Car Insurance

The AARP Auto Insurance Program from The Hartford offers customized classic and antique car insurance as well as money-saving protection for your everyday vehicles.
Classic Car Insurance

* Features
& Benefits
* Coverage
Basics
* Ways
to Save


Several of the features and benefits that make our auto insurance a better choice for your “everyday” vehicles, also apply to antique and classic cars.

Not all features and benefits are available in all states.
12-Month Rate Protection
Because the AARP Auto Insurance Program from The Hartford offers a 12-month policy, your rates are locked in for a full year – not just 6 months like most other companies.
Lifetime Renewability
No need to worry about losing your insurance. Once you become a policyholder, you are assured continued coverage as long as you’re able to drive and meet a few simple requirements.†
24/7 Hassle Free Claim Service
When you have an auto insurance claim, it's good to know that your auto insurance company has the experience and know-how to make the claims process as smooth as possible. Learn more about our Auto Claims Services.
† If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation.